USKO TRADE FINANCE

Built for hustle.
Engineered for legends.

Your delivery game is strong.

But your bakkie? Yoh. It's tired. The tyres are slick. The exhaust sounds like a beatbox battle. And yet, somehow, you keep it moving. You pack like a magician. You drive like it's a race. Jy maak 'n plan.
Now imagine what you could do with a little help from Usko.
Your delivery game is strong.

You supply the freshest chicken in town.

Your phone doesn't stop buzzing. Restaurants need stock. Shisanyamas need crates. But the cash you need to buy in bulk? Eish. That's where it gets tricky. You're stuck between high demand and low supply.
With Usko's Purchase Order Funding, we cover your stock upfront.
You deliver. You grow. You dominate.
You supply the freshest chicken in town.

You did the job.

Client's happy. Invoice sent. Now you wait 30, 60, 90 days while your bank balance begs for mercy. With Invoice Discounting, Usko fronts you the cash right away. No waiting. No chasing. Just fuel to keep your hustle moving — right now.
You did the job.
Peacock feather

What is Usko?

Usko is trade finance that actually makes sense. We help small businesses get better wheels, better gear, and bigger deals, with no nonsense, no middlemen, and no "apply and wait forever".

Funding available:

FROM

R30,000

TO

R5,000,000

Financing Solutions

Purchase Order Funding
Purchase Order Funding
You've got the order but not the cash to deliver? We front the money so you can fulfil big deals without breaking a sweat.
Invoice Purchasing
Invoice Purchasing
Waiting 60 days to get paid? We'll buy that invoice upfront so you get your money right now, not now-now.
Revolving Credit Facility
Revolving Credit Facility
Get funding on tap. We approve a reusable line, and you draw up to 50% of order costs based on your past sales. Draw. Deliver. Repay. Repeat.
Early Payout Advance
Early Payout Advance
You've sold the stock, the reviews are hot, but the payout's only dropping next week. We'll advance up to 100% of your next marketplace payout so you can restock now, not just now.

USKO IN ACTION

Quick Apply & Instant Response
STEP 01

Quick Apply &
Instant Response

Answer a few simple questions about your business and the deal you're working on. We'll give you an instant response to let you know if your deal can move forward for review.

Upload, Vetting & Contract
STEP 02

Upload, Vetting &
Contract

If you accept the quote, we'll ask for some documents and a signed agreement. Our team does a quick but thorough check (within 72 hours max) to confirm the deal details.

Capital & Integration
STEP 03

Capital &
Integration

Once your deal is formally approved, we plug into your bank, release the funds, and help you make the magic happen.

Why Usko?

Because we get it. We know what it's like to be told "no" by the banks. To have the hustle, the drive, the orders, but not the capital. To finally break into the supply chain, only to realise you can't fulfil without upfront cash. We've lived it.

We've packed the boxes, answered the phones, washed the dishes, done the deliveries, all in one day. We've been the founder, the receptionist, the driver and the cleaner. We know what it takes to build a business when you're starting from nothing.

That's why Usko exists.
Why Usko - Growth and transformation illustration